Affirm Alternatives

Affirm is described as 'Offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay' and is an app. There are eight alternatives to Affirm for a variety of platforms, including Web-based, Android, iPhone, Android Tablet and iPad apps. The best Affirm alternative is Upstart, which is free. Other great apps like Affirm are Splitit, CommonBond, Karrot and Vouch.

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Affirm alternatives page was last updated

Alternatives list

  1. Upstart icon
     1 like

    A smarter loan. You earned it. Upstart is an online lending platform that uses data to bring together high potential borrowers and investors.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  2. Splitit icon
     5 likes

    Splitit allows consumers to split transactions into monthly payments on their existing credit cards - Available on Magento Woocommerce & Shopify.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Windows
    • Online
     
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    6
  3. CommonBond icon
     2 likes

    CommonBond is an online lending company that makes education finance better. Through CommonBond, our members gain access to a robust suite of low fixed- and variable-rate student loan products to refinance existing student loans after graduation or to finance an MBA while in...

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  4.  Like

    Personal Loans and Online Loans in Minutes.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  5. Vouch icon
     Like

    With Vouch loans you are more than a credit score, because you create a network of people who sponsor you. Sponsor people you trust and invite people to sponsor you. When people sponsor each other they can help each other get better loans.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  6. Afterpay icon
     Like

    Afterpay is a "buy now, pay later" app that lets users split purchases into four interest-free payments or monthly installments, offering exclusive deals and easy order management.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    • Online
     
  7. Earnest icon
     Like

    Earnest is a technology enabled lender that rewards financially responsible people with better rates than traditional lenders.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  8. FundMore-ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
8 of 8 Affirm alternatives