Upstart is described as 'A smarter loan. You earned it. Upstart is an online lending platform that uses data to bring together high potential borrowers and investors' and is an website. There are more than 10 alternatives to Upstart, not only websites but also apps for a variety of platforms, including iPhone, Android, Android Tablet and iPad apps. The best Upstart alternative is LendingClub. It's not free, so if you're looking for a free alternative, you could try Earnest or Karrot. Other great sites and apps similar to Upstart are FundMore.ai, CommonBond, Afterpay and Vouch.