2Money Alternatives

2Money is described as 'Privacy-first expense tracker for iOS. Track spending, set smart budgets, manage multiple accounts, and see where your money goes — all without ads, tracking, or account requirements. Completely free with no paywalls' and is a Budget Manager in the business & commerce category. There are more than 10 alternatives to 2Money for a variety of platforms, including Android, iPhone, Web-based, iPad and Android Tablet apps. The best 2Money alternative is Cashew, which is both free and Open Source. Other great apps like 2Money are Dime: Budget & Expense Tracker, You Need A Budget, Splitwise and PocketGuard.

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Alternatives
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Alternatives list

  2. 1M Finance icon

    1M Finance

     Like

    Privacy-focused expense and budget tracker for mobile, offering offline, local data storage, multi-currency and asset management, Sankey flow charts, recurring cost calendar, day-to-day spend heatmap, CSV import/export, and no connection to financial institutions.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • AE flagUnited Arab Emirates
    Overview: net worth across all accounts for the selected period, with opening and closing balance, savings rate, a net worth trend line, and income and expenses grouped by category.
    Accounts summary grouping every holding by type, fiat, commodities and crypto, all converted into one home currency, with debt-to-income, savings runway and currency exposure as headline indicators.
    Sankey cash flow: each income source on the left flows through to spending categories and savings on the right, sized by share, so the split is visible at a glance.
    Good alternative?
     
  4. Finly: Private Expense Tracker icon

    Finly: Private Expense Tracker

     1 like

    AI-powered expense tracker that imports bank statements from PDFs and CSVs, detects subscription creep, spots spending spikes, and tells you exactly where to cut, without linking your bank account.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
    • US flagUnited States
    Complete financial picture at a glance. Total balance, monthly income vs expenses, Financial Health Score, and spending breakdown, all on one home screen.
    Log transactions hands-free. Speak naturally like "50 bucks for petrol and $12 for coffee on my debit card yesterday" and Finly AI extracts every detail automatically.
    Upload any bank PDF or CSV and Finly AI categorizes every transaction and flags recurring bills for auto-tracking. No bank login required.
    Good alternative?
     
  5. MoneySplit icon

    MoneySplit

     Like

    Privacy-first personal finance app for Android with offline transaction tracking, bank SMS and statement imports, paycheck budgeting, subscriptions, bills, loans, savings goals and analytics.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • IN flagIndia
    Dashboard
    Account details
    Accounts
    Good alternative?
     
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