Monzo Alternatives

Monzo is described as 'Bank is a digital, mobile-only bank based in the United Kingdom' and is a Money Transfer service in the business & commerce category. There are more than 25 alternatives to Monzo for a variety of platforms, including Android, iPhone, Web-based, iPad and Android Tablet apps. The best Monzo alternative is Wise. It's not free, so if you're looking for a free alternative, you could try Revolut or MiniPay Wallet. Other great apps like Monzo are Cash App, Curve, Strike.me and Vivid Money.

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Alternatives
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Alternatives list

  1. Zero Finance icon
     1 like

    Open source alternative to Ramp.

    Cost / License

    • Free
    • Open Source (MIT)

    Platforms

    • Online
    Good alternative?
     
  2. Paysera icon
     2 likes

    Get private or business IBAN account, collect payments, exchange currency at favourable rates, pay with Paysera VISA, download Paysera App, and more.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  3. A new approach to credit cards - credit at your fingertips. Build your credit score with The Credit Thing. An app you’ll want to use every day.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    Good alternative?
     
  4. Monese icon
     4 likes

    Monese is the multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully functional current account instantly, straight from your phone, and gain access to more features and services

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • GB flagUnited Kingdom
    Monese screenshot 1
    Monese screenshot 2
    Monese screenshot 3
    Good alternative?
     
  5. MuchBetter icon
     1 like

    Revolutionising the payments landscape. Award-winning mobile wallet app and payments company offering a digital wallet, payments gateway, cards and wearables.

    14 MuchBetter alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    • iPad
    • Android Tablet
    Good alternative?
     
  6. DiPocket icon
     1 like

    DiPocket is the financial app that makes managing your money a joy. Whether you’re transferring funds internationally, travelling abroad, or simply making or receiving payments DiPocket is secure, easy to use, and gives you total control of your day-to-day finances.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  7. One icon
     2 likes

    How you bank is deeply personal. We created One to support your unique life. Stress less about money so you can focus on what matters most.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • US flagUnited States
    One screenshot 1
    One screenshot 2
    One screenshot 3
    Good alternative?
     
  8. Starling Bank icon
     2 likes

    Personal, joint, euro & business banking. Instant alerts when you spend & get paid, spending habit insights + no fees overseas.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  9. Genome icon
     1 like

    Genome is a financial platform for personal, business, and merchant account opening, internal and international money transfers, outgoing and incoming payments, completely online.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  10. Bitnob icon
     1 like

    Bitnob is the best money transfer app that helps you send and receive money within African countries and globally. You can also make unlimited online payments using the Bitnob virtual dollar card. Furthermore, you can easily buy, sell and autosave bitcoin on the app.

    Cost / License

    • Free Personal
    • Proprietary

    Platforms

    • iPhone
    • iPad
    • Android
    Good alternative?
     
  11. SWYPE icon
     1 like

    Non-custodial crypto payment links, invoices, split bills, creator tipping, and private/public cross-chain swaps in one platform.

    48 SWYPE alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Telegram
    • Discord
    Good alternative?
     
  12. MomoPay  icon
     Like

    MomoPay offers a seamless platform for managing your finances. With its virtual debit card options, low fees, and secure KYC process, users can make payments, transfer funds, and shop globally.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • Android Tablet
    • Software as a Service (SaaS)
    Good alternative?
     
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