Xero Alternatives

Xero is described as 'Cloud-based accounting for business finances, with automated invoicing, expense tracking, payroll add-on, project tools, and multiple payment gateway support' and is a Invoicing software in the business & commerce category. There are more than 100 alternatives to Xero for a variety of platforms, including Web-based, Windows, Mac, SaaS and iPhone apps. The best Xero alternative is GnuCash, which is both free and Open Source. Other great apps like Xero are Craftplan, Odoo, ERPNext and Summit Finance.

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Alternatives
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Alternatives list

  1. FinoraDesk is a private finance tracker that keeps everything on your own device. The personal side is free forever: track income and expenses by category, see your running balance, set savings goals, and use 50/30/20 budgeting — with no account, no bank login, and no data ever...

    Cost / License

    • Free Personal
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  2. FI Scouts icon
     Like

    FI Scouts is an app that guides you on your way to financial independence.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  3. A smart envelope budgeting web application that helps you save money and reach your financial goals with style.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Self-Hosted
    • Docker
    Good alternative?
     
  4. Airtool icon
     Like

    Airtool is a Barcelona-based technology company founded in 2024, offering a modular Business Suite with mission-critical applications like ERP, CRM, HR, Project Management, and WMS. Ready to use, flexible, and tailored to each organization’s needs.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  5. Stintly icon
     Like

    Stintly is the all-in-one AI-powered invoice maker and expense tracker built for freelancers, independent contractors, and small business owners.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  6.  1 like

    GoDBLedger is an Open Source Accounting System that aims to provide the user with normal programming goodies that finance systems tend to lack. It includes GRPC endpoints and a MySQL database backend so you can actually analyse your financial data.

    Cost / License

    Platforms

    • Linux
    Good alternative?
     
  7. Free Invoicing Software provides the facility of online billing. It will do all work form calculating, formatting, printing and also delivering invoices to the customer. It is a simple and efficient software.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Windows
    Good alternative?
     
  8. Agentic ERP for startups. It unifies operations, marketing, and investor reporting — turning chats and tasks into structured, data-driven progress.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  9. Keeper automatically finds tax write offs among your bank statements. Tax deductible expenses are identified among bank statements, using a team of certified bookkeepers aided by machine learning.

    18 Keeper Tax alternatives

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  10. Crosstally simplifies accounting for businesses. Our platform offers easy-to-use tools for tasks like tracking products, expenses, sales, and much more. With Crosstally, you can save time, minimize errors, and stay organized without any fuss.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  11. Financica icon
     Like

    AI-native bookkeeping: The Financial Operating System for businesses.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  12. Fee online template tool for printing business checks on your printer. Print US business checks at your home or office with no software to install, no signup, no accounts, and no fees.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
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