Zero Finance Alternatives

Zero Finance is described as 'Open source alternative to Ramp' and is an website in the business & commerce category. There are more than 25 alternatives to Zero Finance, not only websites but also apps for a variety of platforms, including Android, iPhone, iPad and Android Tablet apps. The best Zero Finance alternative is Wise. It's not free, so if you're looking for a free alternative, you could try Revolut or MiniPay Wallet. Other great sites and apps similar to Zero Finance are Cash App, Curve, Skrill and Strike.me.

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Get a badge for your siteZero Finance alternatives page was last updated Jul 1, 2025

Simple
9 likes
Simple is online banking with superhuman customer service and tools to help you easily budget and save, right inside your account.
Cost / License
Free
Proprietary
Application type
Online Banking
Origin
United States
Alerts
Discontinued
Platforms
Online
Android
iPhone
United States
Good alternative?Is Simple a good alternative to Zero Finance?
Monzo
5 likes
Monzo Bank is a digital, mobile-only bank based in the United Kingdom.

Manage your money

Set spending budgets Set monthly budgets for spending on things like groceries and going out.

See an easy summary See an overview of your account any time, with notifications if you’re.

Cost / License
Freemium
Proprietary
Application typeApplication types
Money Transfer
Online Banking
Origin
United Kingdom
Platforms
Online
Android
iPhone
United Kingdom
Good alternative?Is Monzo a good alternative to Zero Finance?
Paysera
2 likes
Get private or business IBAN account, collect payments, exchange currency at favourable rates, pay with Paysera VISA, download Paysera App, and more.
Cost / License
Freemium
Proprietary
Application typeApplication types
Money Transfer
Online Banking
Origin
Lithuania
EU
Platforms
Online
Android
iPhone
Lithuania
EU
Good alternative?Is Paysera a good alternative to Zero Finance?
Ad
Wise
Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

https://wise.com
Learn More
Sumeria
1 like
Online banking.
Cost / License
Freemium
Proprietary
Application type
Online Banking
Origin
France
EU
Platforms
Online
Android
iPhone
France
EU
Good alternative?Is Sumeria a good alternative to Zero Finance?
The Credit Thing
1 like
A new approach to credit cards - credit at your fingertips. Build your credit score with The Credit Thing. An app you’ll want to use every day.
Cost / License
Free
Proprietary
Application typeApplication types
Online Banking
Money Transfer
Origin
United Kingdom
Platforms
Android
iPhone
iPad
United Kingdom
Good alternative?Is The Credit Thing a good alternative to Zero Finance?
Monese
4 likes
Monese is the multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully functional current account instantly, straight from your phone, and gain access to more features and services
41 Monese alternatives
Cost / License
Freemium
Proprietary
Application typeApplication types
Money Transfer
Online Banking
Origin
United Kingdom
Platforms
Online
Android
iPhone
United Kingdom
Good alternative?Is Monese a good alternative to Zero Finance?
MuchBetter
1 like
Revolutionising the payments landscape. Award-winning mobile wallet app and payments company offering a digital wallet, payments gateway, cards and wearables.
14 MuchBetter alternatives
Cost / License
Free
Proprietary
Origin
United Kingdom
Platforms
Android
iPhone
iPad
Android Tablet
United Kingdom
Good alternative?Is MuchBetter a good alternative to Zero Finance?
DiPocket
1 like
DiPocket is the financial app that makes managing your money a joy. Whether you’re transferring funds internationally, travelling abroad, or simply making or receiving payments DiPocket is secure, easy to use, and gives you total control of your day-to-day finances.
Cost / License
Free
Proprietary
Origin
United Kingdom
Platforms
Android
iPhone
United Kingdom
Good alternative?Is DiPocket a good alternative to Zero Finance?
One
2 likes
How you bank is deeply personal. We created One to support your unique life. Stress less about money so you can focus on what matters most.
Cost / License
Free
Proprietary
Application type
Online Banking
Origin
United States
Platforms
Android
iPhone
United States
Good alternative?Is One a good alternative to Zero Finance?
Starling Bank
2 likes
Personal, joint, euro & business banking. Instant alerts when you spend & get paid, spending habit insights + no fees overseas.
Cost / License
Freemium
Proprietary
Application typeApplication types
Money Transfer
Online Banking
Origin
United Kingdom
Platforms
Online
Android
iPhone
Android Tablet
iPad
United Kingdom
+4
Good alternative?Is Starling Bank a good alternative to Zero Finance?
myGMT: Money Transfer Abroad
4 likes
With just a few taps, you can easily send money to your family and friends anywhere in the world. Our user-friendly interface and advanced security measures ensure a seamless and secure experience.
Cost / License
Freemium
Proprietary
Application typeApplication types
Money Transfer
Online Banking
Origin
United Kingdom
Platforms
Online
Android
iPhone
Android Tablet
iPad
United Kingdom
Good alternative?Is this a good alternative to Zero Finance?
Genome
1 like
Genome is a financial platform for personal, business, and merchant account opening, internal and international money transfers, outgoing and incoming payments, completely online.
Cost / License
Freemium
Proprietary
Application typeApplication types
Payment Processing
Payment Gateway
Platforms
Online
Good alternative?Is Genome a good alternative to Zero Finance?