Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, Web-based, iPhone, iPad and Windows apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, Fungible and You Need A Budget.

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Alternatives
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Alternatives list

  1. DuoDivvy icon
     7 likes

    Enables couples to split expenses proportionally by income, provides private dashboards for individual tracking, offers a joint overview, instantly syncs updates between partners, preserves privacy, and is affordably priced with a free trial for modern relationships.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
    • Android Tablet
    Good alternative?
     
  2. GreenStash icon
     11 likes

    GreenStash is a simple FOSS android app to help you plan and manage your savings goals easily and establish the habit of saving money.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Android
    • Android Tablet
    • F-Droid
    Good alternative?
     
  3. MoneyWallet icon
     19 likes

    MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.

    381 MoneyWallet alternatives

    Cost / License

    Application type

    Alerts

    • Discontinued

    Platforms

    • Android
    • F-Droid
    Good alternative?
     
  4. Money+ icon
     4 likes

    Track your expenses using Google Sheet. Only Money+ stores all your financial data in Google Sheets with a convenient dashboard for analytics.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  5. KMyMoney icon
     47 likes

    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    293 KMyMoney alternatives

    Cost / License

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Haiku
    Good alternative?
     
  6. MoneyDNA icon
     1 like

    Why do you spend the way you do? It’s not budgets or spreadsheets—it’s your brain. MoneyDNA reveals the psychology behind your money habits and gives you a personalized path to change them. Take a 2-minute quiz, discover your type, and build better habits through bite-sized lessons.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  7. Skrooge icon
     26 likes

    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
    Good alternative?
     
  8. Offline personal finance app with AES-256 encryption. Track budgets, bank accounts, VISA cards, property investments and net worth — 100% offline, no cloud, no subscription. One-time €25 license for Windows.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Windows
    Good alternative?
     
  9. Monarch icon
     6 likes

    The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.

    416 Monarch alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
    • US flagUnited States
    Monarch screenshot 1
    Good alternative?
     
  10. Oinkoin icon
     8 likes

    Oinkoin Money Manager makes managing personal finances easy and secure. It is light and easy to use. You need just few taps to keep track of your expenses. Simplicity and Security are our two main drivers: Oinkoin is an offline and ad-free app.

    Cost / License

    Application type

    Platforms

    • Android
    • F-Droid
    Good alternative?
     
  11. Finio.live is a simple online financial diary created for anyone who wants to stay in control of their money without annoying ads or overcomplicated features. It’s the perfect choice if you prefer manual transaction entry over automated bank syncing—giving you a much better...

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  12. Financier icon
     14 likes

    Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.

    Cost / License

    • Freemium
    • Open Source (MIT)

    Application type

    Platforms

    • Online
    Good alternative?
     
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