Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to Actual Budget for a variety of platforms, including Android, iPhone, Web-based, Windows and Linux apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, Waterfly III and You Need A Budget.

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Alternatives list

  1. Money+ icon
     3 likes

    Track your expenses using Google Sheet. Only Money+ stores all your financial data in Google Sheets with a convenient dashboard for analytics.

    64 Money+ alternatives

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
    • iPad
     
  2. PennyWise AI icon
     3 likes

    PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.

    Cost / License

    Platforms

    • Android
     
  3. Skrooge icon
     25 likes

    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
     
  4. Akaunting icon
     23 likes

    From invoicing to expense tracking to accounting, Akaunting has all the tools you need to manage your money online, for free.

    Cost / License

    • Freemium
    • Open Source

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Self-Hosted
     
  5. Fingrom icon
     6 likes

    The goal of the solution is to create an application that is intuitive, efficient, and inclusive; to manage personal finances while ensuring that no one is left behind.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Android Tablet
    • HUAWEI AppGallery
    • iPad
    • Self-Hosted
    • AppImageHub
    • Flathub
    • Samsung Galaxy Store
     
  6. Financier icon
     14 likes

    Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.

    Cost / License

    • Freemium
    • Open Source (MIT)

    Platforms

    • Online
     
  7. Arru icon
     4 likes

    An application for expenditure tracking/analysis.

    Cost / License

    • Free
    • Open Source

    Platforms

    • Android
    • F-Droid
     
  8. ezBookkeeping icon
     5 likes

    ezBookkeeping is a lightweight, self-hosted personal finance app with a user-friendly interface and powerful bookkeeping features. It's easy to deploy, and you can start it with just one single Docker command.

    54 ezBookkeeping alternatives

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted
    • Docker
     
  9. Monarch icon
     5 likes

    The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.

    290 Monarch alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
     
  10. Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
     
  11. InvoiceShelf icon
     3 likes

    InvoiceShelf is an open-source web & mobile app that helps you track expenses, payments & create professional invoices & estimates.

    Cost / License

    Application type

    Platforms

    • Self-Hosted
    • Docker
    • Docker Hub
    • YunoHost
     
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