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Budgero icon

Budgero

Privacy-first, zero-based budgeting app with end-to-end encryption, multi-currency support, YNAB import, reports, custom dashboards. Use it as a web app/PWA or self-host it as a single binary.

Budgeting Section - Desktop

Cost / License

  • Freemium (Subscription)
  • Proprietary

Application type

Platforms

  • Online
  • Software as a Service (SaaS)
  • Self-Hosted
  • Docker
Budgero screenshot 1
Multi Currency Transfers - Desktop
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Multi Currency Transfers - Mobile
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Features

Properties

  1.  Privacy focused

Features

  1.  Works Offline
  2.  Support for multiple currencies
  3.  Currency Conversion
  4.  Dark Mode
  5.  Import CSV Data
  6.  Goal Tracking
  7.  Cloud Sync
  8.  End-to-End Encryption
  9.  Ad-free
  10.  Zero-based budgeting

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Budgero information

  • Developed by

    RS flagBudgero

  • Licensing

    Proprietary and Freemium product.

  • Pricing

    Subscription ranging between $5 and $8 per month + free version with limited functionality.

  • Alternatives

    12 alternatives listed

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  • Supported Languages

    • English

AlternativeTo Categories

Business & Commerce, Office & Productivity, Security & Privacy

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    Official Links

    What is Budgero?

    Budgero is a privacy-first budget manager built on the zero-based (envelope) budgeting method: give every unit of money a job by allocating it to categories each month, then track spending against your plan. Your data is local-first and protected with zero-knowledge end-to-end encryption, everything is encrypted on your device before cloud sync, so no one but you can read your finances. It works fully offline as an installable Progressive Web App. Key features:

    Zero-based monthly budgeting with categories, goals, and target dates Multi-account tracking (on-budget and off-budget) with reconciliation Transaction management with bulk edits, search, recurring transactions, and automation rules Reports and analytics: net worth, spending by category, monthly/yearly trends, plus duckdb powered custom dashboard Multi-currency support with manual or API-based exchange rates Import from YNAB (ZIP), CSV, and PDF bank statements; full backup/export

    Budgero is available as a hosted web app or as a free self-hosted option, a single binary (Linux, macOS, Windows) or Docker container with embedded frontend, no external dependencies, and an admin CLI.