GoHoardly icon
GoHoardly icon

GoHoardly

Free budgeting app that starts your month on payday, not the 1st. Income is split into four buckets - daily spending, fixed bills, irregular extras with automatic carryover, and savings.

The main spending screen, showing the Flow, Fixed and Extra budgets as live progress rings with every transaction of the current period listed below.

Cost / License

  • Free
  • Proprietary

Platforms

  • Online
  • Software as a Service (SaaS)
The same spending overview on mobile, with the remaining balance of each bucket and the button to close the period when payday arrives.
The savings screen on desktop, with total and pending savings at the top, named goals below, and the full saving activity log.
+5
Savings goals with progress rings, showing how much of your total savings is already allocated and how much is still unassigned.
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Features

Properties

  1.  Privacy focused

Features

  1.  Support for multiple currencies
  2.  Grocery List

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GoHoardly was added to AlternativeTo by karoly-hoffmann on and this page was last updated .
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What is GoHoardly?

Most budgeting apps assume your month starts on the 1st. GoHoardly starts it on your payday. When your salary arrives, you close the current period and open a new one - budgets, carryover and reports all follow your real pay cycle.

Income is split into four buckets: Flow (a daily spending budget that grows proportionally as the period progresses), Fixed (rent, subscriptions, bills), Extra (irregular purchases, with unused balance carried over to the next period automatically) and Savings (set aside automatically each period, with named goals and progress tracking). A built-in shopping list ties planned purchases to the current budget period.

Free to use. No bank sync and no third-party tracking - transactions are entered manually and data is stored in the EU. Works as an installable web app (PWA) on phone and desktop.