I.O.U. Mate Alternatives

I.O.U. Mate is described as 'I.O.U Mate is a free online tool that lets you track your debts (dinner splits, loaned books etc) with your friends and family. You can choose to track your debts privately or invite your friends to view and update your shared debts via a simple interface' and is an website. There are more than 25 alternatives to I.O.U. Mate, not only websites but also apps for a variety of platforms, including Android, iPhone, Windows and Linux apps. The best I.O.U. Mate alternative is MoneyManager Ex, which is both free and Open Source. Other great sites and apps similar to I.O.U. Mate are Firefly III, Splitwise, MoneyWallet and KMyMoney.

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Alternatives
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Alternatives list

  1. SplittyPie icon
     7 likes

    Create event, add users and their expenses. SplittyPie will calculate who owes who and how much exactly. It's Free and with No Sign Up.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Online
    Good alternative?
     
  2. ihatemoney icon
     9 likes

    This is a really tiny app to ease the shared houses budget management. Keep track of who bought what, when, and for who to then compute the balance of each person.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Online
    • Self-Hosted
    Good alternative?
     
  3. Luna App icon
     4 likes

    Split bills over a wide spectrum, ranging from a group of 2 to 100s of people. You may pick the options split by amount, split by percentage, and split by share whichever is appropriate to split bills and track expenses.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    Good alternative?
     
  4. Eqonomize! icon
     13 likes

    Eqonomize! is a cross-platform personal accounting software, with focus on efficiency and ease of use for the small household economy. Eqonomize! provides a complete solution, with bookkeeping by double entry and support for scheduled recurring transactions, security...

    Cost / License

    Application type

    Platforms

    • Windows
    • Linux
    Good alternative?
     
  5. Abrechnung icon
     1 like

    Abrechnung is a payment tracking and expense splitting application, especially useful for larger groups.

    Cost / License

    Application type

    Platforms

    • Self-Hosted
    • Docker
    Good alternative?
     
  6. Cospend is a Nextcloud application to manage shared expenses in a group of people while staying in control of your personal data. It's easy to install (one click) in a Nextcloud instance and can be used with MoneyBuster, its Android client.

    Cost / License

    Application type

    Platforms

    • Android
    • Self-Hosted
    Good alternative?
     
  7. Kittysplit icon
     19 likes

    The easiest way of sharing costs with a group of friends.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  8. Splid icon
     7 likes

    Splid helps friends manage their money. Perfect for vacations, share housing and groups who need to share expenses, Splid keeps track of every transaction and shows who owes whom how much. It is simply the easiest way to manage group expenses.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  9. MoniTabs icon
     1 like

    Take control of your personal finances with MoniTabs, the minimalist money and debt manager designed for speed, simplicity, and total privacy. 🛡️

    22 MoniTabs alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  10. TabSplit icon
     3 likes

    TabSplit allows users to keep track of their "social debts". So if you go out and share a tab it’s easy to split it up between your friends and know who has paid the tab and who owes you the remaining money.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
    Good alternative?
     
  11. Splittr icon
     1 like

    Splittr helps you to split group expenses and is so easy to use. It's perfect for vacations, weekend trips, for household costs or any other group costs.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  12. SpendSync icon
     1 like

    SpendSync is a feature-rich personal finance application designed to help you take control of your financial life. Built with Flutter for a seamless cross-platform experience, it offers tools to track expenses and income, manage budgets, set financial goals, and split expenses...

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
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