Karrot Alternatives

Karrot is described as 'Personal Loans and Online Loans in Minutes' and is a Money Transfer service in the business & commerce category. There are nine alternatives to Karrot, not only websites but also apps for a variety of platforms, including iPhone, Android Tablet, iPad and SaaS apps. The best Karrot alternative is LendingClub. It's not free, so if you're looking for a free alternative, you could try Upstart or Affirm. Other great sites and apps similar to Karrot are cafeloans, FundMore.ai, HelpPays and Earnest.

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Alternatives
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Alternatives list

  1. LendingClub icon
     1 like

    We’re transforming the banking system to make credit more affordable and investing more rewarding. We operate at a lower cost than traditional bank lending programs and pass the savings on to borrowers in the form of lower rates and to investors in the form of solid returns.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  2. Upstart icon
     1 like

    A smarter loan. You earned it. Upstart is an online lending platform that uses data to bring together high potential borrowers and investors.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  3. Affirm icon
     Like

    Affirm offers easy financing - without a catch. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you’ll actually pay.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • iPhone
    Good alternative?
     
  4. cafeloans icon
     Like

    Cafe Loans is a streamlined approach to get restaurants the working capital they need to grow.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  5. FundMore-ai is an automated underwriting system that uses machine learning to streamline the pre-funding process for loans.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  6. HelpPays icon
     Like

    HelpPays is the largest marketplace for true short-term peer-to-peer loans. With the HelpPays marketplace, anyone can lend to anyone. We enable members to borrow or lend up to $2,000 for up to 9 months. Donation protection is provided on every loan.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  7. Earnest icon
     Like

    Earnest is a technology enabled lender that rewards financially responsible people with better rates than traditional lenders.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  8. Vouch icon
     Like

    With Vouch loans you are more than a credit score, because you create a network of people who sponsor you. Sponsor people you trust and invite people to sponsor you. When people sponsor each other they can help each other get better loans.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  9. On Deck icon
     Like

    Launched in 2007, OnDeck connects Main Street businesses – such as restaurants, retailers, and other service providers – directly to capital. The proprietary OnDeck technology platform uses data aggregation and electronic payment technology to analyze the financial health of...

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
9 of 9 Karrot alternatives