Monarch is described as 'The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Monarch for a variety of platforms, including Web-based, iPhone, Android, iPad and Mac apps. The best Monarch alternative is GnuCash, which is both free and Open Source. Other great apps like Monarch are HomeBank, MoneyManager Ex, Actual Budget and Recurred.
A free, open-source Windows and macOS desktop finance tool that imports bank CSV and spreadsheet exports without bank logins or cloud sync. It stores records in an encrypted local database and provides cash flows, transfer-aware reports, and depth-based net worth trends.
United States
Money Minx is the easiest way to calculate your net worth and track your investments in one place. Net worth calculator, investment tracker & asset allocations.
Track your spending, save more, and crush your goals with Cleo – the AI making money effortless. Trusted by 2.5 million users, Cleo helps you money like a boss with powerful tools and cutting-edge tech. Want to know what you can spend on dinner? Need $100 to get to payday?
United Kingdom
India
Managing your money shouldn't be this hard. Treasury is the AI financial assistant that understands your whole financial life, your accounts, your goals, your context, and helps you make the most of every dollar. Ask anything. Get answers built around your life. Not everyone else’s.
United States
Smart Budget Pro is the ultimate sanctuary for your financial data. Designed as a powerful alternative to cloud-heavy budgeting tools, it keeps 100% of your information locally on your device. It is perfect for privacy-conscious users, manual entry enthusiasts, and those who...
Ukraine
Manual personal finance tool with flexible entry options, monthly and categorized tracking, 12-month trend dashboard, detailed debt management, one-off contract entries, partner sharing, purchase comparison tool, reconciliation via import, and privacy-focused hosting in Switzerland.
Finland
EU
Savings 2 is the missing personal finance app for your Mac. Unlike Quicken and other apps before it, Savings 2 simplifies personal finance to its essential elements, allowing you to manage your finance effectively without the bloat.
United States
Sheetsync automatically updates your spreadsheet with your finances so you can easily track your entire financial life in Google Sheets.
United States
With WorthTracker you can track, analyze and grow your net worth. Track all of your assets and liabilities in one place and know your financial status easily.
Budget5S aims to offer a free alternative to budget managers. This is an alpha version, with new features to come, changes to be made, and, ESPECIALLY, bugs to be fixed, so it's for informed users. You've been warned!
