Monarch Alternatives

Monarch is described as 'The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Monarch for a variety of platforms, including Web-based, iPhone, Android, iPad and Mac apps. The best Monarch alternative is GnuCash, which is both free and Open Source. Other great apps like Monarch are HomeBank, MoneyManager Ex, Actual Budget and Recurred.

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Alternatives
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Alternatives list

  1. Arru icon
     4 likes

    An application for expenditure tracking/analysis.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Android
    • F-Droid
    Good alternative?
     
  2. Enrich Finance icon
     12 likes

    Enrich Finance is a portfolio intelligence platform that helps DIY investors see their true asset allocation across all accounts, track progress toward goals, and make smarter rebalancing and tax decisions.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  3. Money Lover icon
     13 likes

    Money Lover is a great yet simple manager for tracking your personal finance, i.e. your income, cash, spending, expenses, all conveniently from your mobile device.

    337 Money Lover alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Apple Watch
    Good alternative?
     
  4. ezBookkeeping icon
     6 likes

    ezBookkeeping is an open source, powerful, self-hosted personal finance app that is easy to use. It helps you record daily transactions, import data from various sources, and quickly search and filter your bills.

    84 ezBookkeeping alternatives

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted
    • Docker
    Good alternative?
     
  5. Finiverse icon
     Like

    Finiverse connects how you feel to what you spend, detects your patterns, and helps you make better financial decisions over time. Built for neurodivergent minds, with Sam AI and zero judgment.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  6. MoneyDNA icon
     1 like

    Why do you spend the way you do? It’s not budgets or spreadsheets—it’s your brain. MoneyDNA reveals the psychology behind your money habits and gives you a personalized path to change them. Take a 2-minute quiz, discover your type, and build better habits through bite-sized lessons.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  7. Moneydance icon
     28 likes

    Comprehensive cross-platform personal finance app providing encrypted local data storage, online banking connectivity, bill pay, customizable budgets, investment tracking for various assets, multi-currency support, advanced graphs, payment reminders, and detailed financial reports.

    342 Moneydance alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  8. Mizan icon
     1 like

    A private, offline expense tracker and budget app - your data stays on your device, with no account, no ads, and no trackers.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  9. ReScribe icon
     3 likes

    ReScribe is a subscription management app that offers reminders, multiple payment methods, and analytics for tracking subscription expenses, catering to both individual and corporate users.

    57 ReScribe alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • HUAWEI AppGallery
    Good alternative?
     
  10. EveryDollar helps you create a monthly budget so you can achieve your money goals. Start your budget by adding the income you expect to make this month, make a plan for your income using a customizable budgeting template, and follow your plan by keeping track of your spending...

    90 Everydollar alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  11. SubsCrab  icon
     2 likes

    SubsCrab is a subscription management tool that offers expense planning, debt tracking, and money saving features for efficient handling of subscriptions, monitoring expenditure, and saving funds.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
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