NK Finance icon
NK Finance icon

NK Finance

Self-hosted personal finance tracker with net worth tracking, budgeting, cash-flow forecasting and debt payoff — one-time purchase, no subscription.

NK Finance screenshot 1

Cost / License

  • Pay once
  • Proprietary

Application type

Platforms

  • Software as a Service (SaaS)
  • Online
NK Finance screenshot 1
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NK Finance screenshot 3
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Features

Properties

  1.  Privacy focused

Features

  1.  Works Offline
  2.  Cash Flow Analysis
  3.  Ad-free
  4.  Support for multiple currencies
  5.  Cloud Sync
  6.  No Subscription

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NK Finance information

  • Developed by

    BG flagNIKOLAY KOKOLICHEV

  • Licensing

    Proprietary and Commercial product.

  • Pricing

    One time purchase (perpetual license) ranging between $4 and $30.

  • Alternatives

    14 alternatives listed

  • Badge

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  • Supported Languages

    • English
    • Bulgarian

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What is NK Finance?

NK Finance is a complete personal finance tracker built as a single self-contained web app. It covers a net worth dashboard with trend history, assets and liabilities tracking (bank accounts, investments, real estate and more), transaction logging with category budgeting, cash-flow forecasting, a built-in debt-payoff planner (avalanche and snowball methods), a simple investment allocation advisor, and support for 10 currencies.

The Cloud Edition syncs across your own devices via your own free Firebase project, so your financial data lives in infrastructure you control rather than on a third-party server. There is also a Local Edition with zero setup: no account, no Firebase, everything runs entirely in the browser on a single device.

Both editions are a one-time purchase — no subscription, no recurring billing.