Penno is described as 'Track your budget, subscriptions and debts 100% offline. No bank linking, no monthly fee, no ads — pay once and your finances never leave your device' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to Penno for a variety of platforms, including Android, Windows, Mac, Linux and iPhone apps. The best Penno alternative is GnuCash, which is both free and Open Source. Other great apps like Penno are HomeBank, MoneyManager Ex, Actual Budget and Fungible.
Enables couples to split expenses proportionally by income, provides private dashboards for individual tracking, offers a joint overview, instantly syncs updates between partners, preserves privacy, and is affordably priced with a free trial for modern relationships.
GreenStash is a simple FOSS android app to help you plan and manage your savings goals easily and establish the habit of saving money.
MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.
Track your expenses using Google Sheet. Only Money+ stores all your financial data in Google Sheets with a convenient dashboard for analytics.
KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.
Germany
EU
Armenia
Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.
FranceEU
The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.
United States
Oinkoin Money Manager makes managing personal finances easy and secure. It is light and easy to use. You need just few taps to keep track of your expenses. Simplicity and Security are our two main drivers: Oinkoin is an offline and ad-free app.
AustriaEU
PennyWise automatically reads transaction SMS messages and transforms them into organized financial data with on-device AI assistance. No manual entry, no cloud processing, complete privacy.
India
Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.
United States
Offers AI-powered auto-categorization, receipt OCR scanning, and secure end-to-end encrypted cloud sync. Features a smooth Material 3 interface, advanced custom categories, intuitive navigation, and flexible theming to simplify managing personal, family, or work budgets.
