Pin Payments is described as 'No Merchant Account Required. Accepting card payments typically requires a merchant account. Obtaining a merchant account can be a hassle due to the cost, complexity, paperwork, and delays. The process is especially difficult if you need to get started quickly, or sell in' and is a Point of Sale tool in the business & commerce category. There are more than 25 alternatives to Pin Payments, not only websites but also apps for a variety of platforms, including Android, iPhone, SaaS and iPad apps. The best Pin Payments alternative is PayPal. It's not free, so if you're looking for a free alternative, you could try PayPal or GNU Taler. Other great sites and apps similar to Pin Payments are Square Point of Sale , Lemon Squeezy, Payoneer and Copper Point of Sales.