Quantive icon
Quantive icon

Quantive

Quantive is a personal net-worth tracker that encrypts your portfolio in your browser before it reaches the server. The server stores only ciphertext; a passive database leak reveals no portfolio contents.

The overview dashboard: net worth, liquid assets, source count and a five-year forecast across the top, with a net-worth-over-time chart below and a yearly earnings breakdown. The sidebar notes that snapshots are end-to-end encrypted on-device before they sync. Figures shown are demo data.

Cost / License

  • Freemium (Subscription)
  • Proprietary

Application type

Platforms

  • Online
  • Software as a Service (SaaS)
The same overview on a phone: net worth, liquid assets and forecast cards, the net-worth-over-time chart with selectable ranges (3 months to all-time), and bottom navigation across overview, allocations, sources and forecast. Figures shown are demo data.
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Features

Properties

  1.  Privacy focused

Features

  1.  End-to-End Encryption
  2.  Currency Conversion
  3.  Ad-free
  4.  Dark Mode
  5.  Goal Tracking
  6.  Cloud Sync
  7.  Support for multiple currencies

 Tags

Quantive News & Activities

Highlights All activities

Recent activities

Quantive information

  • Developed by

    DE flagPedro Miguel Lima de Sousa Reis

  • Licensing

    Proprietary and Freemium product.

  • Pricing

    Subscription ranging between $8 and $11 per month + free version with limited functionality.

  • Alternatives

    5 alternatives listed

  • Supported Languages

    • English
Quantive was added to AlternativeTo by Pedro Reis on and this page was last updated .
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What is Quantive?

Quantive is a personal net-worth tracker that encrypts your portfolio in your browser before it reaches the server. The server stores only ciphertext; a passive database leak reveals no portfolio contents. (Active server compromise is a documented non-goal - the same caveat applies to Bitwarden, ProtonMail, Standard Notes.) The encryption uses XChaCha20-Poly1305 with Argon2id key derivation; the crypto module is open source under MIT.

There is no bank connection. Users upload Excel exports from their bank, or enter balances manually. Plaid, Finicity, MX, Tink, and PSD2 providers are not in the trust chain because they're not in the chain at all.

The product covers allocation charts (by volatility type and liquidity), time-series history, CAGR-based forecasting with 95% confidence intervals, and 13 currencies (EUR, USD, GBP, NOK, SEK, DKK, CHF, CAD, AUD, JPY, PLN, BRL, INR) with historically correct FX. A balance from years ago is valued at the rate from that day, not retroactively rewritten.

Quantive does not budget, categorise transactions, or track tax-account-specific logic. It is a wealth tracker, not a spending tool.

Free tier is permanent. Pro is €9/month or €90/year.

Official Links