Quantive icon
Quantive icon

Quantive

Quantive replaces the net worth spreadsheet. You enter balances manually or upload an Excel export from your bank — no bank connection, no aggregator in the trust chain.

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Cost / License

  • Freemium (Subscription)
  • Proprietary

Application type

Platforms

  • Online
  • Software as a Service (SaaS)
Overview dashboard on desktop: net worth, liquid assets, source count, and a 5-year forecast across the top stat cards; a 12-month net-worth-over-time chart below. The sidebar shows the full navigation — allocations, forecast, performance, and goals. Demo data.
The same overview on mobile: four stat cards in a responsive grid, the net worth over time chart with selectable date ranges, and bottom-tab navigation to allocations, sources, and forecast. Demo data.
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Features

Properties

  1.  Privacy focused

Features

  1.  End-to-End Encryption
  2.  Currency Conversion
  3.  Ad-free
  4.  Dark Mode
  5.  Goal Tracking
  6.  Cloud Sync
  7.  Support for multiple currencies

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Quantive information

Quantive was added to AlternativeTo by Pedro Reis on and this page was last updated .
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What is Quantive?

Quantive replaces the net worth spreadsheet. You enter balances manually or upload an Excel export from your bank — no bank connection, no aggregator in the trust chain.

Most net worth trackers store your data in a form they can read. Quantive encrypts your portfolio in the browser before it reaches the server, using XChaCha20-Poly1305 with Argon2id key derivation. The server stores ciphertext only; a full database leak reveals nothing about your finances. (Active server compromise is a documented non-goal — the same caveat applies to Bitwarden, ProtonMail, and Standard Notes. The crypto module is open source under MIT.)

The free tier covers net worth tracking with unlimited sources, allocation charts by volatility type and liquidity, 12-month rolling history, 13 currencies with historically correct FX (a balance from two years ago is valued at the rate from that day, not retroactively rewritten), and cloud sync across devices.

Pro (€9/month or €90/year) adds full historical view, CAGR-based forecasting with 95% confidence intervals, goal and milestone tracking, benchmark comparison against inflation and the S&P 500, and a PDF wealth report.

Quantive does not budget, categorise transactions, or connect to banks. It is a wealth tracker, not a spending tool. Free tier is permanent.