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SavePoint icon

SavePoint

Privacy-first personal finance software with budgeting, transaction logging, balance sheets, professional reports, FIRE planning, and more. 100% offline-first and one-time purchase.

Financial dashboard

Cost / License

  • Pay once
  • Proprietary

Application type

Platforms

  • Windows
Accounts
Transactions
+21
Budget management
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Features

Properties

  1.  Privacy focused

Features

  1.  Ad-free
  2.  Dark Mode
  3.  Goal Tracking
  4.  Works Offline
  5.  Import CSV Data
  6.  Currency Conversion
  7.  No registration required
  8.  Cash Flow Analysis
  9.  Multiple Account support
  10.  Support for multiple currencies
  11.  Save money
  12.  Expense Tracking
  13.  Money Tracking
  14.  Categories
  15.  Bank Reconciliation
  16.  Annual Budgeting solution
  17.  Financial Planning
  18.  Financial reporting

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SavePoint information

  • Developed by

    US flagSavePoint LLC

  • Licensing

    Proprietary and Commercial product.

  • Pricing

    One time purchase (perpetual license) ranging between $50 and $100.

  • Alternatives

    9 alternatives listed

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  • Supported Languages

    • English
    • Spanish
    • Portuguese
    • Italian
    • French
    • German
    • Chinese
    • Japanese
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Official Links

What is SavePoint?

SavePoint is professional personal finance software built for privacy-conscious users who refuse to compromise their data for convenience. Unlike cloud-based alternatives, SavePoint runs 100% offline on your computer. Your financial data stays on your device.

Comprehensive Features:

  • Dashboard with 12+ customizable modules
  • Budgeting system with category allocation and variance analysis
  • Balance sheet tracking
  • Cash flow center with drill-down insights comparing budget vs. actual spending
  • Transaction management with smart vendor categorization
  • Advanced FIRE planning with Monte Carlo simulations (up to 10,000 runs)
  • Multiple FIRE strategy types (Lean, Traditional, Fat, Custom)
  • 10+ professional report types (including Sankey flow diagrams)
  • Goal tracking with milestone achievements
  • Support for multi-currency accounts
  • Support for 150+ currencies and 8 languages

The SavePoint Story: SavePoint began in 2013 as a personal spreadsheet project. Over 12 years, it evolved from a simple budget tracker into a comprehensive financial management system. We could not find software that had a one-time price, kept our data private on our computer, and had robust functionality, while respecting our privacy, so we built SavePoint.

Currently available for Windows.

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