Settle Up Alternatives

Settle Up is described as 'SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills and expenses. It comes in handy when you're planning a group trip or a party and don't want to have it ruined by constant discussions over "who paid" and' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to Settle Up for a variety of platforms, including Android, iPhone, Web-based, iPad and Android Tablet apps. The best Settle Up alternative is Spliit, which is both free and Open Source. Other great apps like Settle Up are HomeBank, BillSplit, MoneyManager Ex and Firefly III.

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Alternatives
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Alternatives list

  1. Group expense tracker with AI receipt scanning and a WhatsApp bot. No ads. No account for guests.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  2. IOweU icon
     2 likes

    IOweU is a free IOU tracker for money, borrowed items, favors, and tasks. Where most expense splitters only handle shared money, IOweU covers anything people owe each other, and either side can create the IOU — you don't have to wait for the other person to log it.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
    • Android Tablet
    Good alternative?
     
  3. SaySplit icon
     1 like

    The best finance app is the one you barely have to use. SaySplit is an AI-powered mobile application for formless bill splitting that strips away the friction of traditional finance apps, leaving only the conversation.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  4. Splito icon
     1 like

    Manage personal or shared expenses with Splito. Built for friends, couples, roommates, and everyone else. Get paid back on time without awkward conversation.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  5. Ninja Tab icon
     1 like

    Group trip focused bill splitting app with receipt scanning, auto translation and currency conversion.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • Android
    Good alternative?
     
  6. FastSplice icon
     2 likes

    Expense sharing made simple! Invite friends, create groups, add expenses, and instantly see who owes what.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • iPhone
    • iPad
    • Android
    Good alternative?
     
  7. Take a photo and just talk. Our AI understands how you want to split the bill—even complex splits, in any language, like you’d explain to a friend.

    Cost / License

    • Free Personal
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  8. Harntung icon
     1 like

    Eating differently, dividing differently. Have you ever? Go traveling with friends, then have a headache when dividing up the various expenses. It takes all day to get it cleared up. Turn a difficult situation into an easy one, use Harntung to calculate expenses in your group.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  9. BananaSplit icon
     1 like

    Make tracking expenses effortless.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  10. Paji Splitly icon
     1 like

    The easiest way to split bills with friends. Collaborate in real time, track shared expenses, and settle up without awkwardness. Designed for trips, group dinners, and everyday sharing.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  11. Evenfy icon
     1 like

    Evenfy, a collaborative way for organizing any kind of group expenses - ranging from small business ventures to rommates bills.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  12. Wallekan icon
     Like

    Wallekan is the simplest way to split expenses with friends, roommates, travel groups, or a partner — no account required.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
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