Settle Up Alternatives

Settle Up is described as 'SETTLE UP is an indispensable app for friends and flatmates who need to keep track of shared bills and expenses. It comes in handy when you're planning a group trip or a party and don't want to have it ruined by constant discussions over "who paid" and' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to Settle Up for a variety of platforms, including Android, iPhone, Web-based, iPad and Android Tablet apps. The best Settle Up alternative is Spliit, which is both free and Open Source. Other great apps like Settle Up are HomeBank, BillSplit, MoneyManager Ex and Firefly III.

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Alternatives
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Alternatives list

  1. A free, spreadsheet-style bill splitting app for groups. Easily track expenses, calculate who owes what, and settle up—perfect for trips, roommates & events.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  2. Are you tired of splitting the bill at restaurants and cafes with your friends or family? Do you dread the end of the meal when everyone has to figure out how much they owe? Look no further than Split Your Bills, the app that makes splitting the bill simple and stress-free.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • iPhone
    Good alternative?
     
  3. SplitMyExpenses is the modern take on the age old problem of bill splitting: beautiful & intuitive UI, robust payment app integrations, and powerful financial connections to link your cards for recurring expense imports.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  4. Splittu icon
     Like

    Splittu is an expense tracking app that makes it clear who owes who on group trips, within relationships or between family members. No sign up or app download required. Ready to use directly in the browser. Splittu keeps count of everything so you can stress less.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  5. Every app out there for splitting bills has in app purchases, or you need to log in, or has access to your contacts. So I made Easy Bill Split, a full free and private experience and it has an advance mode which others apps lack. Here is the description:

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  6. Reckoner icon
     Like

    Reckoner is an encrypted local first personal finance tracker. Your data is on your device only.

    Cost / License

    Application type

    Platforms

    • Linux
    • Online
    • Android
    • Flathub
    • F-Droid
    Good alternative?
     
  7. Kithora icon
     Like

    Organize group living with encrypted, offline-first modules covering expense splitting, shopping lists, chores, trip planning, and a shared digital diary. Use AI scan features, join instantly with links or QR, work ad-free, and manage spaces without accounts.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  8. HippoSplit is a chat-first expense tracker that makes splitting bills as easy as sending a message.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  9. Share-Accounts.com is a free platform that connects people who want to share the cost of subscription services. Whether you have extra slots on your Netflix, Spotify, or Nintendo Switch Online plan, or you're looking to join someone else's subscription, Share-Accounts...

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  10. splitty icon
     Like

    Introducing splitty - the simplest and most efficient way to split bills among friends! No more awkward calculations and unfair charges; a fair bill is just a few taps away.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • iPhone
    Good alternative?
     
  11. Cino icon
     Like

    Cino is the fastest way to split bills with partners, friends, and housemates. It's the first bill-splitting app that uses shared virtual cards to split a group bill instantly via Apple Pay or Google Pay.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • iPhone
    • Android
    Good alternative?
     
  12. ExpenseManager is the complete solution for managing shared expenses. Split bills fairly with your partner, roommates, or travel group. Features: AI-powered receipt scanning with 98% accuracy, shared memberships (only 1 person pays), automatic bill splitting, unique cash flow...

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
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