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trak-yo-dolla$

Most budgeting apps want your bank credentials or a monthly subscription. trak-yo-dolla$ needs neither. You export a CSV from your bank (almost every bank and credit union has this under Statements or Transaction History), drop it in, and your browser does the rest.

Spending dashboard (dark theme) — monthly insights, category breakdown, and spending chart

Cost / License

  • Free
  • Open Source (MIT)

Application type

Platforms

  • Online
Same dashboard in light theme
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Features

Properties

  1.  Privacy focused

Features

  1.  Dark Mode
  2.  Cloud Sync
  3.  Goal Tracking
  4.  Works Offline
  5.  Import CSV Data
  6.  Ad-free
  7.  No registration required
  8.  End-to-End Encryption
  9.  Expense Tracking

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trak-yo-dolla$ information

AlternativeTo Categories

Business & Commerce, Office & Productivity, Security & Privacy

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trak-yo-dolla$ was added to AlternativeTo by gflo247 on and this page was last updated .
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What is trak-yo-dolla$?

Most budgeting apps want your bank credentials or a monthly subscription. trak-yo-dolla$ needs neither. You export a CSV from your bank (almost every bank and credit union has this under Statements or Transaction History), drop it in, and your browser does the rest.

It auto-categorizes transactions using your own saved rules first, then a 300+ built-in keyword list, community-contributed merchant mappings, and MCC codes from your bank when available. It tracks budgets against 12-month history and year-to-date pace, and builds a net worth trend from account snapshots with goal projection. There's an opt-in mode for freelancers to separate business from personal spending and see real profit and loss. It catches forgotten subscriptions and flags possible duplicate charges automatically.

Everything stays on your device by default. No account required, nothing uploaded. Optional cross-device sync via Google or passwordless email sign-in encrypts your data client-side with a separate passphrase before it ever reaches the server, so the sync provider only ever stores ciphertext it can't read. Free, open source (MIT), and a single HTML file with no build step and a hash-locked CSP.