Wise Alternatives

Wise is described as 'Facilitates international transfers with real exchange rate, supporting 8+ currencies. Offers free multi-currency accounts up to 8x cheaper than banks' and is a popular Money Transfer service in the business & commerce category. There are more than 50 alternatives to Wise for a variety of platforms, including Web-based, iPhone, Android, iPad and SaaS apps. The best Wise alternative is PayPal. It's not free, so if you're looking for a free alternative, you could try PayPal or Revolut. Other great apps like Wise are MiniPay Wallet, Payoneer, Vivid Money and Strike.me.

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Alternatives
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Alternatives list

  1. Jaevia icon
     Like

    Cross-border finance platform for businesses, combining corporate accounts, local and international payments, multi-currency tools, physical and virtual cards, spend controls and reconciliation. It supports SMEs, startups, agencies, e-commerce, trade firms and platforms.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  2. Infinity (YC W24) is a global payment platform enabling Indian freelancers and businesses to receive international payments at real-time Google FX rates with a flat 0.5% fee.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  3. Aspire icon
     Like

    Send and receive payments in over 130 countries, manage multiple currencies, issue instant virtual and physical cards, use detailed spend controls, automate finance workflows, and access real-time expense tracking with live multilingual support and accounting integration.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
    Good alternative?
     
  4. Secure non-custodial crypto wallet app granting full asset control, supports 1,000+ digital assets including BTC and ETH, features gas-free TRON transactions, multi-wallet tracking, Web3 and DApp access, live AML checks, and real-time market data in a unified dashboard.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    Good alternative?
     
  5. ABF Pay icon
     Like

    Multi-currency personal and business accounts with named IBANs, currency exchange, and SEPA, SWIFT, and Faster Payments transfers. Accept payments in 37+ currencies from 200+ countries.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Software as a Service (SaaS)
    Good alternative?
     
  6. PaYard icon
     Like

    PaYard is a digital banking service for founders, SMEs, and investors who work across borders in Europe and Canada. In a single app you can open and use multi-currency IBAN accounts in EUR, USD, and GBP; pay with virtual and physical Visa cards (Apple Pay / Google Pay); and send...

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • iPad
    Good alternative?
     
  7. Platform enables global spending of stablecoins and various cryptocurrencies using virtual and physical Visa cards accepted at 150 million merchants, with instant fee-free deposits, bank-grade security, real-time fraud protection, Solana blockchain, and robust off-ramping.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  8. AstroPay icon
     Like

    AstroPay is a global digital wallet that provides users with a way to pay, send, and receive money. The app provides online payments, virtual and physical debit cards, peer-to-peer money transfers, and more.

    14 AstroPay alternatives

    Cost / License

    • Free Personal
    • Proprietary

    Platforms

    • Android
    • iPhone
    • iPad
    Good alternative?
     
  9. Route-scoped AI workspace for cross-border holiday payment risk, reminders, reviewed drafts, exports, and action history.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Software as a Service (SaaS)
    • Online
    Good alternative?
     
  10. Boki.ai icon
     Like

    Boki allows you to compare rates and fees when sending money! Don't let money transfer providers confuse you with exchange rates and fees. Boki compares the total cost of a variety of providers, and shows you which one is the cheapest.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Software as a Service (SaaS)
    Good alternative?
     
  11. PayRequest icon
     5 likes

    PayRequest is a Payment Platform where you can create payment links via Stripe or Mollie, clients can receive reminders via email or sms.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Software as a Service (SaaS)
    Good alternative?
     
  12. Plink icon
     Like

    Easily create payment requests and send to your customers via e-mail, SMS or by copy-pasting the link.

    117 Plink alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
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