You Need A Budget Alternatives

You Need A Budget is described as 'Zero-based budgeting tool with real-time syncing, goal setting, partner collaboration, debt management, financial reports, and strong data security' and is a very popular Budget Manager in the business & commerce category. There are more than 100 alternatives to You Need A Budget for a variety of platforms, including Android, iPhone, Web-based, Mac and Windows apps. The best You Need A Budget alternative is HomeBank, which is both free and Open Source. Other great apps like You Need A Budget are MoneyManager Ex, Actual Budget, Dime: Budget & Expense Tracker and Sure.

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Alternatives list

  1. Strabo icon
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    Strabo is clarity in one click: a holistic overview of your bank accounts, investment accounts, crypto, pensions, real estate and alternatives across different countries, collated into one dashboard with seamless FX and forward-looking portfolio analytics.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Online
    • Software as a Service (SaaS)
     
  2. Reckoner icon
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    Reckoner is an encrypted local first personal finance tracker. Your data is on your device only.

    Cost / License

    Application type

    Platforms

    • Linux
    • Online
    • Android
    • Flathub
    • F-Droid
     
  3. Manage all your money in less time. Auto-download and auto-categorize your transactions from any financial website.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Windows
     
  4. Zaim icon
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    Zaim is a user-friendly household account book app. It simplifies basic bookkeeping features and offers various analysis tools to understand your finances better. It also includes features like "Update Stamp Rallies" that reward users for staying on track.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
     
  5. Piggy Banker is the simplest way to track your finances. Link all of your financial accounts and customize widgets using your live data. If you want to nerd out even more you can integrate directly with Notion or Google Sheets!

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  6. Free and open-source envelop-budgeting with WebDAV sync.

    Cost / License

    Application type

    Platforms

    • Mac
    • Windows
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  7. Cospend is a Nextcloud application to manage shared expenses in a group of people while staying in control of your personal data. It's easy to install (one click) in a Nextcloud instance and can be used with MoneyBuster, its Android client.

    60 Nextcloud Cospend alternatives

    Cost / License

    Platforms

    • Android
    • Self-Hosted
     
  8. Clarity Money could help you save money, plan your budget, track your spending, keep an eye on your credit score, and manage all of your linked accounts in one easy to use place. Clarity Money can also help:

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  9. Thrive icon
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    Free online personal financial advisor to help you manage your finances. Save money, decrease debt and make plans with Thrive.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
     
  10. Olivia AI icon
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    Olivia is an AI-powered financial advisor that analyzes your spending patterns, predicts next purchases, and gives you personalized recommendations on how to spend smarter and save more.

    141 Olivia AI alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
     
  11. Coin Flow icon
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    Coin Flow is a powerful application to manage and track your expenses. It helps you to understand where you spend the most and optimise your spendings, it gives you feeling of financial security and confidence.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
  12. Fortunately is an automated financial planning app that gives families a clear, actionable roadmap that shows how much you need to save to hit their goals, what accounts you should be saving in, and how much to save in stocks, bonds, and cash.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Google Chrome
    • Safari
     
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