Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, Web-based, iPhone, iPad and Windows apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, Fungible and You Need A Budget.
Trading journal, portfolio tracker and budget planner for retail investors. Trades automatically sync to your monthly budget.
Greece
EU
Pengo is a local-first personal finance app. Everything runs on your device: there is no server, no account, and no tracking. Your financial history is stored in a single AES-256 encrypted database file that only you can open.
CzechiaEU
Offline-first personal finance app that coaches you on your existing finances – no accounts, no tracking, no subscription.
Switzerland
Track expenses offline with budget control, biometric lock, and Excel export.
India
A simple personal accounting app designed to make it easy to keep track of your income and expenses on your Android device.
Budget Fu aggregates all your financial accounts into a simple calendar view. Spending trends predicted by AI to make forecasting easier.
United States
NetHaven is a personal finance app for iOS and Android that connects your banks, brokerages, and crypto into one real-time dashboard for budgets, net worth, debt, and savings.
Track your budget, subscriptions and debts 100% offline. No bank linking, no monthly fee, no ads — pay once and your finances never leave your device.
Türkiye
GoDBLedger is an Open Source Accounting System that aims to provide the user with normal programming goodies that finance systems tend to lack. It includes GRPC endpoints and a MySQL database backend so you can actually analyse your financial data.
Budget Card is a personal finance app for budget planning and spending tracking. It also let you share and track budget & spending with someone you care.
China
Track expenses in 3 seconds flat. 33 currencies. Family sharing. Offline-first. No bank sync needed. Your money, your data, your way.
Ukraine
