Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, Web-based, iPhone, iPad and Windows apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, Fungible and You Need A Budget.

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Alternatives
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Alternatives list

  1. Sumyfi icon
     1 like

    Sumyfi is a personal finance dashboard that helps users connect accounts from thousands of financial institutions to track spending, subscriptions, budgets, savings goals, bills, and net worth in one place.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • Android
    Good alternative?
     
  2. FinWise icon
     2 likes

    The modern way to manage your personal finances, including budgeting, net-worth tracking, trends and insights, financial planning and forecasting, and more.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  3. MoneyMatter icon
     2 likes

    A free, open-source, privacy-first personal finance and budget tracking app that lets you connect bank accounts, manage budgets, track investments, and even query your finances through AI assistants.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    • Self-Hosted
    • Docker
    Good alternative?
     
  4. SyncBank icon
     1 like

    Sync EU bank transactions to Notion, Google Sheets, Airtable, Actual Budget, or CSV. Built for anyone tired of CSV imports, messy transaction data, and finance subscriptions. SyncBank is a self-hosted Docker bridge: your data stays on your machine, with no cloud sync, a one-time...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Notion
    • Google Sheets
    • Airtable
    • Mac
    • Windows
    • Linux
    Good alternative?
     
  5. Envelop is a web-based zero-based envelope budgeting app that uses manual transaction entry instead of automatic bank syncing.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  6. Curbcash icon
     1 like

    A collaborative and cloud-based budget management application designed for families, couples, and shared households to track expenses and manage joint finances seamlessly.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  7. EnvelopeBudget is a simple, affordable envelope budgeting app that helps you take control of your money. Assign every dollar a job using the envelope method, track spending across categories, and connect your bank accounts for automatic transaction syncing via SimpleFIN.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  8. Tally is an expense tracker for iPhone and Android designed for people who want to track their spending without connecting a bank account.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    Good alternative?
     
  9. Endute icon
     Like

    All-in-one, privacy-first personal finance app: Transaction tracking, budgeting, cash-flow forecast, investment tracking, net worth, subscription tracking, and FIRE (Retirement) planning across every account and currency.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • Android
    • GB flagUnited Kingdom
    Dashboard
    Good alternative?
     
  10. Chromabill icon
     1 like

    Chromabill is a financial management application that focuses on helping young adults understand their financial habits so they are empowered to overcome all their financial difficulties and accomplish their financial goals.

    191 Chromabill alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  11. Totem Finance is the ultimate tool to take back control of your money without compromising your privacy. Unlike most finance apps, Totem does not force you to connect your bank accounts or store your sensitive financial data on third-party servers.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
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