Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, iPhone, Web-based, Windows and Linux apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, You Need A Budget and Waterfly III.

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Actual Budget alternatives page was last updated

Alternatives list

  1. AI software extracts, categorizes, and secures expenses and income from photos, PDFs, text, and voice, supports 166 currencies, offers analytics, charts, net savings tracking, encrypted storage, and permanent file deletion, all without connecting bank accounts.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • iPad
    • Software as a Service (SaaS)
     
  2. MonyFox icon
     1 like

    Welcome to MonyFox, your comprehensive open-source solution for managing your finances efficiently. MonyFox is a web app that works 100% locally. It is designed to help you keep track of your money, visualize your financial data with insightful charts, and plan for a better...

    Cost / License

    • Free
    • Open Source

    Platforms

    • Online
    • Self-Hosted
     
  3. Sumyfi icon
     1 like

    Sumyfi is a personal finance dashboard that helps users connect accounts from thousands of financial institutions to track spending, subscriptions, budgets, savings goals, bills, and net worth in one place.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    • iPhone
    • Android
     
  4. MoneyMatter icon
     2 likes

    A free, open-source, privacy-first personal finance and budget tracking app that lets you connect bank accounts, manage budgets, track investments, and even query your finances through AI assistants.

    Cost / License

    Platforms

    • Online
    • Software as a Service (SaaS)
    • Self-Hosted
    • Docker
     
  5. SavePoint icon
     1 like

    Privacy-first personal finance software with budgeting, transaction logging, balance sheets, professional reports, FIRE planning, and more. 100% offline-first and one-time purchase.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Windows
     
  6. FinWise icon
     2 likes

    The modern way to manage your personal finances, including budgeting, net-worth tracking, trends and insights, financial planning and forecasting, and more.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
  7. SyncBank icon
     1 like

    Sync EU bank transactions to Notion, Google Sheets, Airtable, Actual Budget, or CSV. Built for anyone tired of CSV imports, messy transaction data, and finance subscriptions. SyncBank is a self-hosted Docker bridge: your data stays on your machine, with no cloud sync, a one-time...

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Notion
    • Google Sheets
    • Airtable
    • Mac
    • Windows
    • Linux
     
  8. Totem Finance is the ultimate tool to take back control of your money without compromising your privacy. Unlike most finance apps, Totem does not force you to connect your bank accounts or store your sensitive financial data on third-party servers.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
     
  9. TrackEdge icon
     1 like

    Trading journal, portfolio tracker and budget planner for retail investors. Trades automatically sync to your monthly budget.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  10. EnvelopeBudget is a simple, affordable envelope budgeting app that helps you take control of your money. Assign every dollar a job using the envelope method, track spending across categories, and connect your bank accounts for automatic transaction syncing via SimpleFIN.

    6 EnvelopeBudget alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
  11. Chromabill icon
     1 like

    Chromabill is a financial management application that focuses on helping young adults understand their financial habits so they are empowered to overcome all their financial difficulties and accomplish their financial goals.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
     
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