BudgetLabs icon
BudgetLabs icon

BudgetLabs

Zero-based budgeting app with no bank sync, using AI to import pasted statements, PDFs, or screenshots, full manual review, custom categories, debt payoff planner, savings goals with projections, net worth tracking, bill reminders, free core features, and family sharing.

BudgetLabs screenshot 1

Cost / License

  • Free
  • Proprietary

Application type

Platforms

  • Online
  • iPhone
  • iPad
BudgetLabs screenshot 1
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Features

Properties

  1.  Privacy focused

Features

  1.  Ad-free
  2.  Cash Flow Analysis
  3.  Import CSV Data
  4.  Cloud Sync
  5.  Recurring Billing
  6.  Goal Tracking
  7.  End-to-End Encryption
  8.  Multiple Account support
  9.  Expense Tracking
  10.  Zero-based budgeting

BudgetLabs News & Activities

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AlternativeTo Categories

Business & Commerce, Office & Productivity, Security & Privacy

Apple AppStore

  •   Updated 
  •   5 avg rating
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Official Links

AppStores & Other Links

Download from iPhone App Store

What is BudgetLabs?

BudgetLabs is a zero-based budgeting app that allows users to allocate every dollar of income until income minus allocations equals zero. The app does not connect to bank accounts. Instead, it uses Smart Import to parse pasted bank statements, PDFs, or screenshots with AI. The transactions are then presented for review before anything is saved, which helps to keep users engaged with their spending.

The app offers a variety of features. These include custom categories with flexible recurrence, transaction splitting and amortization of annual bills, and debt payoff planning with interactive forecasts. Users can choose from snowball, avalanche, or custom order methods for debt payoff. The app also includes savings goals with live projections, net worth tracking, and an annual events planner for irregular renewals.

Additional features of BudgetLabs include bill reminders and an AI assistant for natural-language questions about your own budget. The Family Sharing feature allows up to 5 members to share one budget on a single Pro subscription. The free tier includes the complete core budgeting loop with no trial period.

BudgetLabs is available on iPhone and iPad, as well as any desktop browser, including Mac, Windows, and Linux. A native Android app is currently on the roadmap.