Zerosum Budget icon
Zerosum Budget icon

Zerosum Budget

Zerosum is a zero-based budgeting app for people who want to plan their money, not just track it. You assign every dollar a purpose — rent, groceries, savings — until your "Ready to Budget" reaches zero.

Zerosum Budget screenshot 1

Cost / License

  • Subscription
  • Proprietary

Application type

Platforms

  • Online
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Features

Properties

  1.  Privacy focused

Features

  1.  Ad-free
  2.  Bank integration
  3.  Multiple Account support
  4.  Goal Tracking
  5.  End-to-End Encryption
  6.  Cash Flow Analysis
  7.  Cloud Sync
  8.  Import CSV Data
  9.  Recurring Billing
  10.  Dark Mode
  11.  Support for multiple currencies
  12.  Real time collaboration

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What is Zerosum Budget?

Zerosum is a zero-based budgeting app for people who want to plan their money, not just track it. You assign every dollar a purpose — rent, groceries, savings — until your "Ready to Budget" reaches zero.

Built as a modern, affordable alternative to YNAB. Basic plan is $30/year for manual budgeting, Pro is $55/year with automatic bank sync (SimpleFin for US/Canada, Pluggy for Brazil/Latin America).

Core features: budget categories with flexible savings goals, recurring transactions, split transactions, loan and mortgage tracking, 12 analytics reports (net worth, cash flow, spending trends, etc.), and full import from YNAB. Share your budget with up to 5 family members on a single subscription.

Works on any device as a PWA — install it from your browser, no app store needed. 35-day free trial, no credit card required.