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Peggy Expense & Budget

Personal finance app offering AI-powered voice expense tracking, receipt photo and CSV imports, unlimited spaces for budgets or savings, per-category limits, multi-currency support, shared collaborative spaces, offline mode, and privacy-first data policies.

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Cost / License

  • Freemium (Subscription)
  • Proprietary

Application type

Platforms

  • Android
  • iPhone
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Features

Properties

  1.  Privacy focused

Features

  1.  Import CSV Data
  2.  Cash Flow Analysis
  3.  Recurring Billing
  4.  Goal Tracking
  5.  Currency Conversion
  6.  Multiple Account support
  7.  Works Offline
  8.  Cloud Sync
  9.  Ad-free
  10.  Support for multiple currencies
  11.  Financial Planning

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Peggy Expense & Budget information

Peggy Expense & Budget was added to AlternativeTo by Pedro-Massango on and this page was last updated . Peggy Expense & Budget is sometimes referred to as Peggy. 
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Official Links

AppStores & Other Links

Download from Google Play Store
Download from iPhone App Store

What is Peggy Expense & Budget?

The personal finance app that actually makes tracking money easy.

VOICE-POWERED EXPENSE TRACKING Speak naturally: "I spent $12 on lunch." Peggy's AI understands your words, picks the right category, and creates the transaction for you. It even adds a fitting emoji. Hands-free money tracking has never been this simple.

UNLIMITED SPACES, ONE APP • Budget - Set a monthly budget and track every expense against it. See exactly where your money goes with per-category limits and visual progress bars. • Savings - Set a savings target and watch your progress grow. Perfect for emergency funds, vacations, or any goal. • Debt - Enter what you owe and log every payment. Track your payoff journey from start to finish.

Switch between spaces in seconds. Each one has its own categories, transactions, and currency.

AI FINANCE CHAT Have a question about your money? Just ask. "How much did I spend on food this month?" or "Am I on track with my budget?" Peggy queries your data and answers in plain language.

SHARED SPACES Invite your partner, family, or roommates with an 8-digit code. Everyone can add transactions to the same space. Perfect for shared households, trips, or joint budgets. The owner controls categories and member access.

SMART IMPORT Snap a photo of a receipt or upload a CSV file — Peggy's AI extracts the details and creates transactions automatically. Bulk-import months of bank statements in seconds.

PER-CATEGORY BUDGETS Set weekly or monthly spending limits on any category. See color-coded progress bars that turn red when you're over budget. Stay in control without spreadsheets.

RECURRING TRANSACTIONS Set up daily, weekly, or monthly transactions once — Peggy handles the rest. Subscriptions, rent, gym memberships — all logged automatically.

24 MULTI-CURRENCIES USD, EUR, GBP, BRL, MXN, COP, ARS, JPY, CAD, AUD, CHF, INR, and 12 more. Pick your currency when you create a space and every amount is formatted correctly.

DAILY REMINDERS A gentle 6pm nudge to log your expenses. Enable it during setup or in settings — never forget to track again.

WORKS OFFLINE Peggy caches your data locally. Add transactions, browse your history, and check your budget — even without internet. Everything syncs when you're back online.

PRIVACY FIRST No ads. No data selling. No third-party trackers mining your finances. Your money data stays yours.