Monarch Alternatives

Monarch is described as 'The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Monarch for a variety of platforms, including Web-based, iPhone, Android, iPad and Mac apps. The best Monarch alternative is GnuCash, which is both free and Open Source. Other great apps like Monarch are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget.

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Alternatives list

  1. The budgeting app built for expats, remote workers, and anyone managing money across borders. Track spending in multiple currencies and budget abroad with confidence.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • iPhone
    • iPad
     
  2. Endute icon
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    All-in-one, privacy-first personal finance app: Transaction tracking, budgeting, cash-flow forecast, investment tracking, net worth, subscription tracking, and FIRE (Retirement) planning across every account and currency.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • iPhone
    • Android
     
  3. Kualto icon
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    Kualto is a personal finance management application that takes a balance forecasting approach to budgeting. It allows for navigating to any week in the future and seeing your expected account balance based on estimated expenses and income.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
  4. Budget Card is a personal finance app for budget planning and spending tracking. It also let you share and track budget & spending with someone you care.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
    • iPad
     
  5. SubTracker is a free, privacy-focused alternative to apps like Rocket Money or Truebill.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  6. iSpent19 icon
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    iSpent19 allows users to view and search/filter all their bank & credit card transactions in one secure place, where they can be personalised in simple and interactive ways by tagging, taking notes, attaching images & docs, and setting reminders.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
     
  7. Clarity Money could help you save money, plan your budget, track your spending, keep an eye on your credit score, and manage all of your linked accounts in one easy to use place. Clarity Money can also help:

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  8. A quick way to work your finances. Get to know if you are spending more than you earn and if you are within your budget. No sign ups, no complexity.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
     
  9. Track expenses in 3 seconds flat. 33 currencies. Family sharing. Offline-first. No bank sync needed. Your money, your data, your way.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
     
  10. BudgetPulse is a free online budget planning & finance software. Helps you in personal finance management, budget planning and forecasting.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
     
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