MyFinances icon
MyFinances icon

MyFinances

A privacy-first annual budget and wealth tracker that never asks for your bank login. Manual entry, CSV imports, and optional AI insights for total financial control.

MyFinances screenshot 1

Cost / License

  • Freemium (Subscription)
  • Proprietary

Application type

Platforms

  • Online
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Features

Properties

  1.  Privacy focused

Features

  1.  Import CSV Data
  2.  Dark Mode
  3.  Goal Tracking
  4.  Cash Flow Analysis
  5.  Ad-free
  6.  End-to-End Encryption
  7.  Recurring Billing
  8.  Cloud Sync
  9.  Expense Tracking

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MyFinances information

  • Developed by

    Unknown

  • Licensing

    Proprietary and Freemium product.

  • Pricing

    Subscription that costs $6 per month + free version with limited functionality.

  • Alternatives

    25 alternatives listed

  • Badge

    Get an embeddable badge for MyFinances

  • Supported Languages

    • English
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Official Links

What is MyFinances?

MyFinances is built for the privacy-conscious individual who is tired of handing over their bank credentials to budgeting apps. While most modern finance tools force you to link your accounts, MyFinances takes a different approach: Your data belongs to you, not your app.

Designed for those who prefer manual entry or CSV imports, MyFinances provides professional-grade financial tools without the security risks of third-party bank aggregators.

Key Features: Zero Bank-Linking: Track your spending, debt, and net worth without ever sharing your bank login or passwords. Privacy-First Architecture: No data selling, no invasive tracking, and a dedicated Security & Privacy Hub to manage your footprint.

Optional AI Insights: Get powerful financial analysis and forecasting powered by AI, but only if you choose to enable it. Comprehensive Wealth Tracking: Monitor assets, investment portfolios, and debt payoff progress in one unified, beautiful dashboard.

Annual & Monthly Views: Switch between high-level annual planning and granular monthly spending patterns.

Gamified Growth: Stay motivated with built-in achievements and a dynamic Financial Health Score.

Whether you are moving away from a complex Google Sheet or looking for a more private, affordable alternative to YNAB and Mint, MyFinances provides the clarity you need with the privacy you deserve.