Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, Web-based, iPhone, iPad and Windows apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, Fungible and You Need A Budget.

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Alternatives
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Alternatives list

  1. Paycheck Planner is a budgeting app designed for various paycheck schedules - biweekly, weekly, or irregular.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    Good alternative?
     
  2. EZer app icon
     1 like

    Privacy-first money manager that works 100% offline. Track spending, manage budgets, and save for goals. No login required. Bank-grade AES-256 encryption.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  3. Stuffie brings the cash-envelope method to your phone without ever touching your bank. Split income into digital envelopes (rent, groceries, gas, fun), log spending manually, and see exactly what's left before you buy.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  4. Zerosum is a zero-based budgeting app for people who want to plan their money, not just track it. You assign every dollar a purpose — rent, groceries, savings — until your "Ready to Budget" reaches zero.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  5. Nudget icon
     Like

    Finally. A budgeting app for the rest of us. A focus on speed & simplicity transform the daunting task of budgeting into a fun and insightful experience.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  6. Pikash icon
     Like

    Offline budget tracker & money manager. Track expenses, debts, goals & bills.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  7. GoHoardly icon
     Like

    Free budgeting app that starts your month on payday, not the 1st. Income is split into four buckets - daily spending, fixed bills, irregular extras with automatic carryover, and savings.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  8. Take control of your financial future with IntelliFlow, the smart finance manager powered by next-gen Artificial Intelligence.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  9. An income-first money tracker for freelancers and the self-employed: log what you earn, watch your all-time earnings grow, and stay motivated with streaks, levels, and goals.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    Good alternative?
     
  10. Zeroed icon
     Like

    Privacy-first, zero-based budgeting app that runs offline on your device. AES-256 encrypted, syncs via your own Google Drive, pay once and own it forever.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Android
    • iPhone
    • iPad
    • GB flagUnited Kingdom
    Today view — safe-to-spend, upcoming bills, goals, and subscription detection
    Good alternative?
     
  11. Make your money go further with daily budgets.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • Apple Watch
    Good alternative?
     
  12. BudgetPulse is a free online budget planning & finance software. Helps you in personal finance management, budget planning and forecasting.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
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